High highly recommend! This is the second time for us using James as he was amazing with our first mortgage. He continues to be incredible and highly professional with what he does. He's also very friendly and explains the jargon and confusing points so they're easy to understand. He arranged life and critical illness cover for us, but ensured it was only what we needed and not breaking the bank with an unnecessary over spend! And! He sent us a little house warming gift when for when we completed on our property, which was a lovely gesture and thought. You will not get a better service elsewhere. Thank you James!